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Terms & Conditions

A legal disclaimer

Effective Date: [Insert Date]
Business Name: Rich Kid, Poor Kid
Website: [Insert URL]

Welcome to Rich Kid, Poor Kid. These Terms & Conditions govern your use of our website, products, and services. By accessing this website or purchasing from us, you agree to be bound by the terms outlined below.

If you do not agree with these Terms, please refrain from using our website.

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1. Educational Purpose

Rich Kid, Poor Kid provides books, curriculum materials, digital downloads, and educational resources designed to support financial literacy and entrepreneurial development in youth.

Our materials are intended for educational and informational purposes only and should not be considered financial, legal, or investment advice.

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2. Intellectual Property Rights

All content produced by Rich Kid, Poor Kid is protected by copyright and intellectual property laws.

This includes, but is not limited to:

  • Books

  • Worksheets

  • Curriculum materials

  • Workbooks

  • Lesson plans

  • Graphics

  • Branding

  • Logos

  • Digital downloads

  • Educational frameworks

Purchasing a product grants you a limited, non-transferable license for personal or classroom use — NOT ownership of the content.

You may NOT:

  • Copy, reproduce, or distribute materials

  • Share digital downloads with others

  • Upload files to shared drives or public websites

  • Resell our materials

  • Modify content for resale

  • Claim our work as your own

Unauthorized use may result in legal action.

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3. License Usage (VERY IMPORTANT FOR CURRICULUM)

When purchasing our materials:

Individual License

Valid for use within a single household or for one student.

Classroom / Teacher License

Valid for use within one classroom and may not be shared across multiple teachers or institutions without purchasing additional licenses.

School or District License

Required for multi-classroom or school-wide implementation.

For institutional licensing inquiries, please contact us directly.

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4. Digital Product Policy

Due to the nature of digital content:

All digital sales are final and non-refundable.

Once a file has been accessed or downloaded, it cannot be returned.

If you experience technical issues, our team will ensure you receive your materials.

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5. Orders & Payment

We reserve the right to refuse or cancel any order for reasons including but not limited to:

  • Suspected fraud

  • Unauthorized transactions

  • Pricing errors

  • Product availability issues

If your order is cancelled after payment, you will receive a full refund.

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6. Pricing

All prices are listed in [Insert Currency — e.g., USD or CAD] and are subject to change without notice.

We are not responsible for typographical pricing errors.

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7. Shipping

Delivery times are estimates and not guaranteed.

Rich Kid, Poor Kid is not responsible for delays caused by:

  • Postal carriers

  • Customs

  • Weather

  • Incorrect shipping addresses provided by customers

Customers are responsible for ensuring their shipping details are accurate at checkout.

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8. Returns & Refunds

Please refer to our Refund Policy for full details regarding eligibility and timelines.

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9. User Conduct

By using this website, you agree NOT to:

  • Engage in unlawful activity

  • Attempt to breach website security

  • Disrupt site functionality

  • Misuse our content

  • Attempt to access restricted data

Violation of these terms may result in termination of access.

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10. Limitation of Liability

Rich Kid, Poor Kid shall not be held liable for any indirect, incidental, or consequential damages resulting from:

  • The use or misuse of our products

  • Educational outcomes

  • Business or financial decisions made based on our materials

Our resources are tools for learning — success ultimately depends on the effort and application of the user.

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11. Disclaimer of Guarantees

While our mission is to equip young learners with powerful knowledge and skills, we do not guarantee specific financial, academic, or entrepreneurial outcomes.

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12. Privacy

Your use of our website is also governed by our Privacy Policy.

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13. Modifications to Terms

We reserve the right to update these Terms & Conditions at any time.

Changes become effective immediately upon posting to the website.

Continued use of the site constitutes acceptance of the revised Terms.

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14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of [Insert Province/State/Country — e.g., Ontario, Canada], without regard to conflict of law principles.

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15. Contact Information

For questions regarding these Terms, please contact:

Email: support@richkidpoorkid.com
Website: [Insert URL]

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